(309) 743-1111
investments@empeople.com
Account View
Menu
Home
Home
Who We Are
Meet Our Team
Our Process
About LPL Financial
What We Do
Financial Planning
Retirement Planning
Investment Management
Generational Wealth Planning
Protection Planning
Resources
Weekly Market Commentary
Resource Library
LPL Research
2025 Outlook: Pragmatic Optimism
Blog
Contact
Account View
Global Portfolio Strategy | November 2025
</div> </div> </div> </div> </section> </section> </div> <div class="footer-container"> <footer> <section class="o-container c-footer__container"> <div class="o-grid__collapse"> <div class="c-footer__contact"> <div class="contact"> <h4>Contact</h4> <div class="moonlight-contact-information"> <p class="moonlight-phone">Office: <a href='tel:3097431111'>(309) 743-1111</a></p> <div class="moonlight-address_block"> <p class="moonlight-address1">3950 38th Avenue</p> <p> <span class="moonlight-city">Moline,</span> <span class="moonlight-region">IL</span> <span class="moonlight-postalcode">61265</span> </p> </div> <a href="mailto:investments@empeople.com" itemprop="email"> investments@empeople.com </a> </div> <div class="c-socialMedia"> <a href="https://www.facebook.com/EmpeopleIRS/" target="_blank" rel="noopener noreferrer" class="facebook" aria-label="Facebook"> <i class="fa fa-facebook" aria-hidden="true"></i> </a> <a href="https://www.linkedin.com/company/empeople-investment-retirement-services1" target="_blank" rel="noopener noreferrer" class="linkedin" aria-label="LinkedIn"> <i class="fa fa-linkedin" aria-hidden="true"></i> </a> </div> </div> </div> <div class="c-footer__quick-links"> <section class="quickLinks"> <h4>Quick Links</h4> <ul><li><a href="https://www.empeopleinvestments.com/resource-center/retirement" >Retirement</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/investment" >Investment</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/estate" >Estate</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/insurance" >Insurance</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/tax" >Tax</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/money" >Money</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/lifestyle" >Lifestyle</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/articles" >Latest Articles</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/videos" >All Videos</a></li><li><a href="https://www.empeopleinvestments.com/resource-center/calculators" >All Calculators</a></li></ul> </section> </div> <div class="c-footer__disclosure"> <section class="note"> <div class="shared__BrokerDealerDisclosure"> <p class="FormCRS"> LPL <a target="_blank" href="https://www.lpl.com/content/dam/lpl-www/documents/disclosures/lpl-financial-relationship-summary.pdf">Financial Form CRS</a></p> </div> <p class="boker-check-disclaimer">Check the background of your financial professional on FINRA's <a href="//brokercheck.finra.org/" target="_blank" rel="noopener noreferrer">BrokerCheck</a>.</p> <p class="globalDisclosure">The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.</p> <p class="globalPersonalInformationLink"> We take protecting your data and privacy very seriously. As of January 1, 2020 the <a href="https://oag.ca.gov/privacy/ccpa" target="_blank">California Consumer Privacy Act (CCPA)</a> suggests the following link as an extra measure to safeguard your data: <a href="https://www.empeopleinvestments.com/donotsellmypersonalinformation" target="_self">Do not sell my personal information</a>. </p> <p class="globalCopyright">Copyright 2026 FMG Suite.</p> <p class="globalDisclaimer"><p><strong>Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member <a href="http://www.finra.org" target="_blank" rel="noopener">FINRA</a>/<a href="http://www.sipc.org" target="_blank" rel="noopener">SIPC</a>).</strong> Insurance products are offered through LPL or its licensed affiliates. Empeople Credit Union and Empeople Investment & Retirement Services <span><strong><span style="text-decoration: underline;">are not</span> </strong></span>registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Empeople Investment & Retirement Services, and may also be employees of Empeople Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Empeople Credit Union and Empeople Investment & Retirement Services. Securities and insurance offered through LPL or its affiliates are:</p><style type="text/css"><!-- .tg {border-collapse:collapse;border-spacing:0;} .tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px; overflow:hidden;padding:10px 5px;word-break:normal;} .tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px; font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;} .tg .tg-mka1{border-color:#ffffff;color:#ffffff;font-size:14px;font-weight:bold;text-align:left;vertical-align:top} --></style><table class="tg" style="undefined;table-layout: fixed; width: 730px;"><colgroup><col style="width: 236px;" /><col style="width: 195px;" /><col style="width: 184px;" /><col style="width: 115px;" /></colgroup><thead><tr><td class="tg-mka1">Not Insured by NCUA or Any Other Government Agency</td><td class="tg-mka1">Not Credit Union Guarantee</td><td class="tg-mka1">Not Credit Union Deposits or Obligations</td><td class="tg-mka1">May Lose Value</td></tr></thead></table><table xmlns:o="urn:schemas-microsoft-com:office:office" summary="Disclosure Library" o:webquerysourcehref="&XMLDATA=1&RowLimit=0&View=%7BE9CA0EA2%2D48C1%2D4185%2DB789%2D1AC9EEE99DCE%7D" border="0" cellspacing="0" dir="none" cellpadding="1" id="{5E21EDA0-DC4A-4FE8-A8D8-8D8DF2A8CD5C}-{E9CA0EA2-48C1-4185-B789-1AC9EEE99DCE}" class="ms-listviewtable" view="E9CA0EA2-48C1-4185-B789-1AC9EEE99DCE" handledeleteinit="true"><tbody><tr class="ms-alternating ms-itmHoverEnabled ms-itmhover s4-itm-selected" oncontextmenu="return ShowCallOutOrECBWrapper(this, event, false)" iid="18,449,0" id="18,449,0" role="row" setedgeborder="true"><td role="gridcell" class="ms-cellstyle ms-vb2"><div dir="" class="ms-rtestate-field"><div class="ExternalClass37F8BFB05E8142E594629C1999FA5BDE">The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.<br /><br /></div><div class="ExternalClass37F8BFB05E8142E594629C1999FA5BDE"><p>Your Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.</p><p>Please visit<span> </span><a href="https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html">https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html</a> for more detailed information.</p></div></div></td></tr></tbody></table></p> </section> </div> </div> <div class="o-grid__collapse"> <div class="c-footer__custom"></div> </div> <div class="rule2"> </div> </section> </footer> </div> <!-- /container --> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/007/dist/scripts.js?v=2.86.45.35074.291"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/globalassets/template7/js/global-asset-scripts.js"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/shared/scripts/vcard.js?v=2.86.45.35074.291"></script> <script type="text/javascript" src="https://fmg-websites-custom.s3.amazonaws.com/building-blocks/Sections/js/sections.js"></script><script type="text/javascript" src="https://fmg-websites-custom.s3.amazonaws.com/building-blocks/Headers/sticky/js/sticky.js"></script><script type="text/javascript" src="https://fmg-websites-custom.s3.amazonaws.com/building-blocks/Sections/js/subpageBanner.js"></script><script> //Additonal header buttons // Locate Header Button Selectors for Desktop And Mobile const HeaderButtonDesktop = document.querySelector('.c-header .c-header-btn'); const HeaderButtonMobile = document.querySelector('.c-header .c-header-nav--btn'); // Set Text, Links And Icons let HeaderButtonText = ["eMoney", "Empeople CU"]; let HeaderButtonLinks = ["https://wealth.emaplan.com/ema/SignIn?ema%2Flpl%2Fempeoplecreditunion", "https://empeople.com/"]; // Loop Through Making Buttons HeaderButtonText.forEach((NewHeaderBtn, index) => { let CreateHeaderButton = document.createElement("a"); CreateHeaderButton.classList.add("c-header-btn--link","additionalHeaderBtn"); CreateHeaderButton.innerHTML = HeaderButtonText[index]; CreateHeaderButton.href = HeaderButtonLinks[index]; HeaderButtonDesktop.appendChild(CreateHeaderButton); let Mobile = CreateHeaderButton.cloneNode(true) HeaderButtonMobile.appendChild(Mobile).classList.add('c-header-nav-btn--link'); }); //Opens in new window $('.c-header-btn--link.additionalHeaderBtn').attr('target', '_blank'); </script><script> $('.page-delete .bannerSection h1').appendTo($('.cellContent #cell-1')); </script> <!--[if gt IE 8]><!--> <!--<![endif]--> <!--[if lt IE 9]> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/global/js/excanvas.min.js?v=2.86.45.35074.291"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/shared/scripts/jquery.flot-0.8.3.js?v=2.86.45.35074.291"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/shared/scripts/jquery.flot.time.min.js?v=2.86.45.35074.291"></script> <![endif]--> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/global/js/article.js?v=2.86.45.35074.291"></script> </body> </html><script>(function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'9f3bf5e26c9f3524',t:'MTc3NzQ0MTEwNg=='};var a=document.createElement('script');a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script>
